In Texas, more than 416,000 students graduate with debt each year with an average debt of $14,000. That is roughly 18 percent of college graduates in Texas. College tuition rates are at an all time high. Students, parents and financial advisers are scrambling to find a solution to the debt accrued by young adults.

This project includes input from experts in the field of financial advising, financial aid, scholarship opportunities and a Texas State University alumnus who walked out of college debt-free 30 years ago.